Privacy and Cookie Policy

We collect information about you when you use KommuneKredit’s websites.


It is important to us that you feel safe using KommuneKredit’s websites (including, web environments and other domains belonging to KommuneKredit; in the following collectively referred to as the “website”). Moreover, you are entitled to have access to data collected by KommuneKredit and to know the purposes for which we may use your data. Against this background, KommuneKredit has prepared this Privacy and Cookie Policy.


Please note that you accept this description of our Privacy and Cookie Policy when you visit the website.

This Privacy and Cookie Policy should be read in conjunction with our Personal Data Policy, which is available at


Privacy policy

Data collected and processed when you visit the website

When you visit the website, your IP address is automatically registered. In addition, we collect data on your use of the website (see our Cookie Policy below, which should be read in conjunction with this Privacy Policy).


Your IP address will only be used for purposes of operating the website and for purposes of collecting visitor statistics and data on your behaviour when you visit the website.


Data collected and processed when you set up a user profile or sign up for a newsletter

KommuneKredit collects and processes personal data provided by you when you set up a user profile on the website, when you sign up for our newsletter and when you contact us through our website. This may include your name, e-mail address, company name, company registration (CVR) number, etc.


Upon becoming aware that any data collected are inaccurate or misleading, KommuneKredit will erase or rectify such data. KommuneKredit reserves the right to erase data collected in connection with the setting up of a user profile if the user profile has been disused for more than one year.



Purpose of collecting and processing data

KommuneKredit collects data for purposes of (1) being able to identify you and the company you work for as a customer and as a user of the website; (2) being able to perform contracts with you and/or the company you work for; (3) protecting KommuneKredit’s rights; and (4) conducting satisfaction surveys.


Your rights

As a user of the website, you enjoy every right laid down in applicable legislation, including the right to (1) have access to data collected by KommuneKredit on your use of the website and (2) request that data collected by KommuneKredit on your use of the website are rectified or erased if the data are incomplete or inaccurate.


If you inform KommuneKredit that you wish KommuneKredit to stop collecting data on your use of the website, we will cease to collect such data. At your request, KommuneKredit will erase data which KommuneKredit has collected on your use of the website, unless your data have been anonymised and we are therefore unable to identify them.


To exercise your rights, please write to KommuneKredit at the following e-mail address:


Particularly regarding commercial users

If in the course of setting up a user profile on the website you state that you are attached to a commercial user, you accept that the superuser/administrator of the company you work for may transfer your profile to another user, for instance if you change employer.



Cookie policy

Important information about cookies consent

By means of cookies, KommuneKredit collects certain information provided by your computer when you visit the website.


By using our website, using services offered through the website or receiving our e-mails, you consent to the use of cookies in accordance with this Cookie Policy.


The purpose of collecting data is to collect visitor statistics concerning your use of the website, including e-mails from KommuneKredit, and to give you the best possible experience when visiting the website.


What are cookies?

Cookies are unique identifiers, usually made up of small bits of text or code. Cookies are usually stored on your device or in your web browser and send information back to the party who served the cookie. To learn more about cookies, visit the website of the Danish Business Authority.


How do I avoid cookies?

As a general rule, our cookies are stored on your computer as long as your operating system allows it, and they contain information about the expiry date of the cookie and a unique ID number. If you wish to withdraw your consent to the use of cookies, you should reject cookies by changing your browser settings. When you delete or reject cookies, you do so for all of our three types of cookies. In that case, you should note that some services and functions may no longer be available to you as they require cookies to remember your choices. For guidance about how to delete cookies from your browser, follow the links below:



Cookies on the website

The information we collect about your use of the website is used to compile statistics on what is downloaded from our pages, which pages are visited most frequently, which page paths visitors typically follow, etc.


Our websites primarily use the following three types of cookies:


Operationally necessary cookies

These cookies are essential for the operation of our website. They make it possible for you to browse and use our website. If you disable these cookies, the website will not function correctly.


Performance cookies

These cookies gather information about how visitors use our website and monitor the website’s performance. For instance, performance cookies tell us which pages are popular, monitor traffic to our website and compile anonymous analytic information. Performance cookies can also be used to identify and remedy operational problems with the website. KommuneKredit uses Google Analytics, among others, to gather visitor statistics and information about your use of the website, including what you download, which pages you visit, etc. Read more about Google Analytics’ use of cookies.


Functionality cookies

These cookies are used to recognise and remember your preferences. For instance, functionality cookies may use information, such as your location, to make sure that you arrive at a version of our website that is specific to your city or region.


Cookies in e-mails

Some e-mails (including the KK Information newsletter) contain cookies that track whether you open our e-mails and whether you click on any links within them. The cookies used in our e-mails to monitor these behaviours are unique to each e-mail, are completely anonymous and are not stored on your computer or mobile device.


Contact us if you have any questions

If you have any questions about how we use your visitor data, please contact us at